Transcript From Video...

Okay. 

If you're investing for retirement or looking at dividend stocks, I wanna share with you how I plan to generate thirty nine thousand four hundred and thirty nine dollars and eighty four cents over the next twelve months.

 

Absolutely, totally passively. No joke. I'm I'm doing this right now. I have a seven figure portfolio that I'm working on and I'm focused on not day trading, not chart reading.

 

I'm not working more than five minutes a day and frankly it's more like five minutes a week. And the best part is is that this is a process that you can start and start small because I did and I know that you can start small and grow your portfolio over time to generate some pretty substantial returns. And you know, the opportunity comes down to investing, you have a lot of choices. Right?

 

You can invest in stocks. You can invest in bonds. You can invest in options, ETFs, mutual funds, real estate.

 

I I own all of these. Right? I own stocks. I own bonds. I trade options regularly.

 

I have ETFs. Don't have a whole lot of mutual funds. I don't really like mutual funds, but I know a lot of people do. I own real estate.

 

I own rental real estate.

 

The challenge with these, most of this type of investing isn't passive. If you're investing in stocks, or bonds and you're trading in and out of those, definitely high intent, right? You have to have a lot of time focused on this. Options, the exact same thing.

 

Real estate, I mean, I gotta tell you what happened to my rental house when it had a flood in it and the amount of time I spent fixing that. So I mean, these clearly are not passive income investment strategies. So when I'm really looking for something passive, I use dividend stocks. Right?

 

The vast majority of my seven figure investment portfolio is invested in dividend and dividend paying stocks.

 

I the way I think about this is I get paid just for waking up in the morning.

 

If I'm waking up and I'm still breathing, my portfolio was paying me money. Now, I get this question all the time. Everybody wants to know what am I buying? What am I investing in? You know, how might I do what you do?

 

You know, frankly, my goal is to be more like Warren Buffett. Right? You know, Buffett has this great adage. He buys it once and owns it forever.

 

Now, not quite true. If you look at his track record, he's always buying and selling things here and there. And, you know, as you know, he just retired at the beginning of this year. So, you know, we're becoming a lot less like Warren Buffett as we get older.

 

But here's the key. You want to buy good quality stocks that are paying off dividends that you can live off of.

 

And you know the challenge is when it comes to dividends, you have a thousand six hundred and thirty four choices. If you're not familiar with FinViz, here's a here's a screenshot of that. I just did a screener. It's an online screener. I use it all the time. They're fantastic. If you pop in there and you're looking at US based stocks that have a positive dividend yield, you're looking at sixteen thirty four stocks to choose from.

 

Now, that's great. You have a lot of options. But here's the problem. You can spend days, weeks or months doing all that research looking at each one of these stocks, or you can cheat.

 

Right? You can cheat. And you know, you cheat by looking over the shoulder of someone who's doing the hard work. And that's why I started the dividend tree newsletter a couple years back.

 

Right? People are actively asking me what to invest in. And I just point them to my newsletter.

 

Friends, family, my nephews read this, my dad reads this. This goes out to everybody. And before you ask, yeah, I put my own money into most of these trades. So I'm really really biased when it comes to talking about this newsletter.

 

You know, I gotta be honest, right? My I'm not doing it alone. I've got my colleague Parker. He is a CFA charter holder.

 

I'm not. CFA is a gold standard certification in the investment industry.

 

And together, the two of us spend a ton of time selecting trades and doing research, right? We're not just throwing darts or pulling up a screen and saying, hey, invest in this. We're looking at websites, we're going to news, we're looking at ten Qs, ten Ks, industry reports, you know, and we're not just looking for a one off great trade. Right?

 

What we're doing is we're developing a handful of portfolios that you can use based on your personal goals. You gotta decide what your goal is and then you can develop your investment strategy around that. Right? I can't develop your strategy for you, but I wanna I wanna share some examples with you.

 

But before we get to that, the fundamental question I like to ask people are why are you investing?

 

Right? Personally, with my dividend investments, I'm investing for cash flow. I want cash on cash returns. It's not about finding that one thousand percent winner.

 

It's not about trading in the morning and selling in the afternoon and capturing a big win and risking a whole bunch of money. Look, if I'm gonna do that, I'm gonna trade options. I've got option strategies to do that to scratch that itch. Dividend investing in my mind is all about two things, capital preservation and cash flow.

 

Dividend investing is about generating cash flow for when you're retired. Right? Now I'm gonna make some assumptions. I'm gonna present to you some real world numbers that we're gonna follow around with.

 

And when I do the math, I'm always assuming that people are buying two hundred shares of the stocks that we're talking about. Now you can always buy more, you can buy less, You can buy half. You can buy some. You can buy double.

 

Right? This is up to you. Right? This is where you become the portfolio manager. I'm gonna present you with some good ideas.

 

But the assumptions that I'm gonna talk about right now and how we're gonna talk about how you generate that large amount of cash flow, it comes from some of these assumptions. So let's look at this. Right?

 

The very first thing we did when we launched the dividend tree is we broke the portfolio into four parts, right? The very first part is the core portfolio. There's ten stocks in this port core portfolio. It's well diversified.

 

And doing the math, we expect to collect six thousand nine hundred and eighty two dollars and eighty cents throughout twenty twenty six. Right? And as you can see, here's the portfolio. We recently updated this.

 

And we've had some really good returns off of these stocks. Right? We've managed to have ten winners, no losers. This is fantastic.

 

And we're collecting some really nice dividends to date. And like I said, if you bought two hundred shares of each of these ten stocks, you'd collect about sixty nine hundred bucks for the year.

 

We also have an income portfolio, right? This is meant for higher yield stocks gonna throw off a little bit more cash. There's a dozen stocks in this portfolio, right? Three of these stocks are paying over nine percent.

 

Most of them are paying between five and seven percent, which are pretty rich dividends considering you can't even get a bond that pays you, you know, more than four or five percent right now. So, you know, you get a lot of the upside. And in twenty twenty six, we're expecting to collect about seven thousand four hundred and sixty nine dollars and four cents from this portfolio. Right?

 

Now we had a couple losers in here and people are gonna always ask, why don't you just sell the losers? Because they're great companies. Right? A lot of times what we do is when we see a loser, lot of times we'll double down on that.

 

I mean, I'll take the personal opinion that when I do the research and find a great stock, sometimes you wanna double down and those are opportune times.

 

Right? So you know, that's the income portfolio. It's gonna provide a little bit more income, but that's not all. There's two other portfolios still that you can choose from.

 

We also have the growth portfolio, right? There are nineteen stocks in this portfolio. They yield anywhere between one and eight percent. And in twenty twenty six, we're expecting to collect over fifteen thousand eight hundred and nine dollars from this portfolio.

 

And again, there's a nice mix. We have some really, really strong winners in there. We have a couple that have trickled lower and we're looking at, buying more of, but you know, it's a great portfolio. And this growth portfolio is where you will find one of my favorite stocks of all time, Home Depot.

 

Everybody knows who Home Depot is. The stock, I first bought it way back here on the chart. If you can see down here in the lower left hand corner back in two thousand ten, I paid less than twenty dollars a share for the Home Depot stock back in two thousand nine and two thousand ten. And let me tell you, it has grown massively up over four hundred to over four hundred dollars at one point.

 

And the beauty of this is, look at all the dividends I've collected. I went back and did some math and I have now collected more in dividends than I paid originally for the stock. This is like the holy grail of stocks, right? This is what we're looking for.

 

This is what we're trying to duplicate in the system, right? And you get massive growth, steady dividend payouts. You know, like I said, I first bought this stock all the way back in twenty ten and it was one of the very first stocks we recommended when we started the dividend tree service, right? So that's what we're looking for.

 

And that brings us to the fourth portfolio. A lot of people ask, they said, hey, I'm looking to replace my paycheck. They're looking to be retired. Well, we went out, we found, twelve stocks that pay off on a regular basis.

 

So every month you're getting income in the door by selecting these stocks. And we're expecting to collect nine thousand one hundred seventy eight dollars and forty cents in twenty twenty six from this portfolio of stocks. Remember, you just have to go in and buy two hundred shares of each to collect that kind of cash flow. You want more cash flow?

 

Buy four hundred shares of each, right? It's up to you. This is where you get to play portfolio manager. And if you held just two hundred shares of each stock in each portfolio, we're gonna expect to collect over thirty nine thousand four hundred dollars in twenty twenty six, right?

 

That's thirty nine thousand dollars in regular income, purely passive income. All you have to do is wake up every morning and keep breathing and we believe that income will be coming in over the next twelve months. And as you can see, we're pretty good at picking those dividend stocks and doing that research. But I gotta be honest with you, it's not guaranteed, right?

 

We have occasionally picked a stock that failed to perform and we ended up selling it, right? We're we're trying to do our best. What could go wrong? We could run into a recession.

 

There could be dividend cuts. There could be loss of cash flow. The business might go, you know, start hitting on rough times. Right?

 

This is where recessions come in. You know, Trump's tariffs didn't do any any favors for a lot of companies in the US.

 

Now we're starting to see maybe the reverse is true. Wherever you stand on that, you can't turn a blind eye to your investments. You gotta keep monitoring them. And these are great stocks, right?

 

Often when they fall in value, we'll advise you to buy more. Now that's entirely up to you, but you know a lot of times when you see a good stock and you've done the research and you like the company, you like how they're performing, you know they're gonna be along, for a long time, they're gonna be around for a long time, There's nothing wrong with adding more at a lower price point. Right? It's also why we do mid month updates for this report.

 

Right? We roll out not only our trade alerts once a month, but every two weeks, we send out an update. You'll hear from us. You'll get a trade alert one week, two weeks later, you get the mid month update where we're monitoring these investment ideas and talking about what's going on with them and what they're seeing.

 

And you know, if you wanna see stocks that we're researching and buying, you can get the inside look. All you have to do is subscribe to the dividend tree. It's not a thousand bucks a year. It's not eight hundred bucks a year or five hundred bucks a year or three hundred bucks a year.

 

It's less than eleven bucks a month.

 

You just have to click the link below to get started. For eleven bucks, how can you go wrong? Right?